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Ronald James Read – you may have heard this name before. Since his death in 2014, his story has often been cited as an example of someone who managed to build a fortune worth millions of dollars during his lifetime, despite seemingly living a completely ordinary life.

XTB Review 2026 from the perspective of an investor who has been actively using the broker for more than three years. In this review, I will focus primarily on fees, investor protection, the range of stocks and ETFs, the XStation platform, multi-currency accounts, fractional shares, and the main advantages and disadvantages of XTB.